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Providing SERVICE
We offer a vast range of products to ensure that we can provide customers with a 'one-stop' service.

  • Loans
  • Hire Purchase
  • Vouchers
  • Homewares
  • Furniture
  • Toys
  • Christmas Hampers
  • Audio/Video Electrical Items
  • Telephones (inc mobiles)
  • Fridges and Freezers
  • Cookers and Microwaves
  • Carpets
  • Alarm Systems
  • Garden Furniture
  • Tools
  • and more!

Loans and Hire Purchase


Loans
Bristol Finance offers a range of loan and hire purchase accounts to suit most budgets and most situations.
Whether you are a new customer or an existing customer, we aim to provide you with what you want within 24 hours - or quicker if at all possible.
Our cash loan terms can be for as little as 14 weeks or as long as 10 months, and the amount available can be from 30 to 1,000, although each account will be tailored to the customer's own situation.
Examples of our terms for a 100 loan are:

                                  Total          Weekly          APR*      
                                Repayable     Payment                 
24 Week Account     144.00         6.00       401.4   
31 Week Account     155.00         5.00       365.1   
Other terms are available - please contact us. 

 
Most of our customers choose our 31 week plan and therefore our Representative rate is 365.1% APR* 

* APR's are a valuable regulatory tool by which to compare the cost of different forms of credit. However they can lead to some confusion, particularly in connection with short-term finance. For clarification purposes we would like to stress that, for example, the interest rate charged on a loan over 31 weeks is 55%, and that the total amount payable on a 100 loan will be no more than 155.00.
 

Hire Purchase
Bristol Finance is not limited to just offering cash loans.
Through our wholesalers and dealers we can supply most household electrical items, furniture and carpets at very competitive prices. The interest charged is much less than cash loans, and these accounts tend to be for 50 weeks.
 
A typical example might be:
An account to purchase a 400 television would be repayable by 50 weekly payments of 11.20, APR 107.1. The total repayable would be 560.00. 

 
Written quotations are available on request.
 
Bristol Finance recommends that customers do not enter into a credit agreement until proper consideration has been given to their ability to repay that commitment.


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